Financial Wellness Blog

Featured Stories

Filter By Categories

Thinking Ahead for Black ...

As the holiday season approaches, savvy shoppers know that Black Friday—especially on 11/1...

Financial Support for Vet...

Veterans Day is an important opportunity to acknowledge the service of those who have serv...

Secure Your Digital Walle...

Not-so-fun fact: In 2023, online payment fraud led to global losses of over $48 billion, w...

Common Winter Scams to Wa...

Unlike other predators, scammer and fraudsters don’t go into hibernation over the winter. ...

The Psychology of Money: ...

Money decisions aren’t just about logic—they're deeply influenced by psychology. How we fe...

Rainy Day Funds: Why You ...

Life is full of surprises—some wonderful (like a surprise birthday party) and others not s...

What Is Compound Interest...

You’ve probably heard the saying, "Let your money work for you," but have you ever wondere...

The Importance of Disabil...

October is National Disability Employment Awareness Month, otherwise known as an opportuni...

Strategies for Managing a...

The number crunchers over at the Federal Reserve monitor how much of the nation’s disposab...

529 Plans Explained: Tax-...

Between daily responsibilities like paying bills and keeping up with life’s demands, savin...

Home Safety for Aging Adu...

Even a small accident can have a major impact on an older adult’s quality of life—and many...

Don't Be Haunted By Finan...

Tis the season for ghosts and ghouls, but the real October threat isn’t coming from the gr...

Preparing Your Finances F...

Inflation is finally slowing down, but nevertheless, household budgets continue to climb. ...

Retirement Savings Strate...

Running a small business means myriad responsibilities: not only for the day-to-day compan...

Cost-Effective Halloween:...

Halloween should be a festive occasion for fun and frights—not an opportunity to put your ...

When to Open a Business B...

If you’re starting a small business or working as a sole proprietor, experts recommend tha...

The ABCs of CDs

Looking for a safe way to grow your money with a guaranteed return? CDs might be a good fi...

Almost Autumn: Checking I...

The turning of the seasons is usually a good time to check in on your personal finances. A...

Welcome, Freshman: A Coll...

Sending your child off to college is a monumental milestone, and while you’re probably foc...

Student Loan On-Ramp is E...

September 30, 2024 marks the official end of the Student Loan On-Ramp, a period in which s...

3 Safety Tips for Online ...

Online shopping is convenient, but it can also be risky. Shopping online means sharing per...

Practicing Financial Self...

September is National Self-Care Awareness Month, which means now is the time to prioritize...

Five Part Checklist To Im...

Being financially fit can be thought of as performing like an elite athlete on the playing...

Teaching Kids About Debit...

If your kids are showing an interest in money, it’s probably time to talk about debit and ...

Save Money by Meal Planni...

Prices are rising – fast – for everyday essentials like groceries. If you’re struggling to...

High Yield Checking Accou...

Today, we are going to talk about the importance of money mindfulness. Mindfulness allows ...

The Costs Of In-Office Wo...

While many workers have returned to the office, plenty more continue to work remotely or w...

9 Facts About Social Secu...

Most everyone in America has heard of Social Security. We know it’s a social program for r...

How To Find An Apartment ...

Finding the right apartment to rent is no small task. You’ve got to balance cost, amenitie...

What Will Be Your Legacy ...

August is colloquially known as “What Will Be Your Legacy?” month. In other words, August ...

Beyond Banking: How Build...

For most of us, the relationship we have with our financial institution feels purely trans...

7 Tips for Back To School...

Financial forecasters are estimating that parents will spend a cool $31 billion this year ...

Finance Olympics - Do You...

As remarkable athletes compete on the world stage, it’s time for a smart-money competition...

Book$mart: Top Financial ...

Amidst juggling work, household chores, and other responsibilities, imparting valuable mon...

National Parents’ Day: Pr...

National Parents’ Day recognizes the important role parents play for their families and co...

Tips for a Successful Sta...

The mental and physical benefits of a vacation are well documented—from improved mood, to ...

Understanding the Costs o...

There are plenty of reasons to adopt a pet: from companionship, to getting a new exercise ...

Refinancing: What Is It A...

The more financial terminology you know, the better prepared you will be to secure the bes...

3 Personal Finance Tips f...

You’ve graduated from college. Congrats! Leaving school entails plenty of excitement ahead...

Your Student Loan Grace P...

One benefit of choosing a federal student loan is the 6 month grace period most students r...

5 Challenges Renters Face...

Earlier this year, Harvard’s Joint Center for Housing Studies reported that rent affordabi...

How Does Climate Change A...

As the news cycle continues to be dominated by extreme weather events such as storms, heat...

Credit Unions 101: State ...

Smart financial management starts with understanding the institution that looks after your...

Exploring IRA CDs: A Secu...

Understanding the importance of saving for retirement and maintaining a diversified portfo...

Understanding the Updated...

Last year, we wrote about the updated Electric Vehicle (EV) tax credit that was included i...

National Day of Unpluggin...

This blog post was written by SAC member, Jawahir Mohamed

Making Cents: How to Choo...

By GreenPath Financial Wellness

Save on Your Energy Bills

At any time of the year – especially in the winter months – utility bills can feel like a ...

Spring Break on a Budget

This blog article was written by SAC student David Gonzalez

Finances of Startups

An estimated 10% of startups fail within the first year, according to data from the U.S. B...

Achieving Fitness Goals o...

In the pursuit of fitness, the idea of expensive gym memberships and high-end fitness equi...

Top 10 Financial Lessons ...

As we make our way through the beginning of the year, it's time to reflect on the financia...

Working Around Bad Credit

Missing credit card or loan payments, declaring bankruptcy or holding onto debt can all lo...

Investing in Real Estate

This blog post was written by SAC member Jawahir Mohamed

Celebrating National Ener...

This blog post was written by SAC member David Gonzalez

Investing for Retirees

Investing is a lifelong pursuit, but of course, our investment needs and priorities change...

Holiday Craft Ideas (Kids...

This blog post was written by SAC member Jawahir Mohamed

Financial Wellness for Fr...

No matter who you are, it’s important to understand how to manage your finances and plan f...

Celebrating International...

International Volunteer Day (IVD) is celebrated annually on December 5th. This holiday was...

Celebrating Make a Gift D...

A gift presents (pun intended) a unique opportunity to demonstrate your love and appreciat...

5 Common Credit Card Myth...

Do you remember the first time you used a credit card or who taught you about them? Maybe ...

Get Your Money in Holiday...

As the holiday season approaches, it’s fun to get swept up in the festive spirit and the j...

Investing in a Bear Marke...

When stock prices are on the decline, falling 20% or more over a sustained period of time,...

Socially Responsible Inve...

There are a number of reasons to start investing: from protecting the value of your money ...

Short-Term Investments: T...

When it comes to investing, it’s a smart idea to consider both long-term and short-term in...

Watch Out for These Thank...

This blog post was written by SAC member, Meadow Hall.

Investment Strategies

Investing is an important ingredient to overall financial health. The realities of inflati...

Beginner's Guide to Inves...

This blog post was written by SAC Student, Meadow Hall. Many resources are available to he...

Check Out These Financial...

Books are a great way to learn about your finances; they can help you to find new investme...

Changes to FAFSA

Changes are coming soon to the Free Application for Federal Student Aid, otherwise known a...

FAFSA Changes to Family A...

Upcoming changes to the FAFSA are likely to affect family finances, in a few different way...

Preparing Your Taxes for ...

As the end of the calendar year approaches, here are six action items to consider if you’r...

Frequently Asked Question...

If you’re in the process of estate planning, or supporting a friend or family member to ma...

Wills vs. Trusts

As you delve deeper into the topic estate planning—and start to make some plans of your ow...

Choosing the Executor of ...

When it comes to estate planning and creating your will, one of your most important decisi...

Digital Estate Planning

October is known as Estate Planning Month, which means this is the perfect time to conside...

Charitable Giving and Est...

When making an estate plan, it’s important to consider who will inherit your money, retire...

DIY Halloween on the Chea...

Halloween is coming soon, but don’t be scared about busting your monthly budget! Whether y...

Managing Household Financ...

When there is a worker’s strike, households can face some unique challenges. Whether you’r...

Take a Staycation!

As we welcome the arrival of fall and the new school year, it’s worth acknowledging that m...

Demystifying SAVE: A Plan...

A lot has changed for all of us since March 2020, not the least of which being our financi...

Finances of Going Green

What does it cost to go green? Living a more sustainable lifestyle can be costly, but if y...

What to Do if Your Emerge...

The experts say it’s a good idea to keep three to six months of living expenses in an emer...

Don't Miss These Unexpect...

From 10% off your cell phone bill, to waived parking fees, to supermarket coupons that kee...

Managing Medical Bills

The research shows that around four in ten adults in the US are living with debt from medi...

Paying for High-Cost Pres...

For a variety of reasons, prescription drug prices in the United States tend to be higher ...

The Finances of Moving Ab...

Considering a move abroad? Congratulations! Taking your life to another country is a big s...

Inexpensive Ways to Fill ...

Hoping to build an abundant home library, with works of poetry and prose as far as the eye...

Tips for Downsizing

When it comes to choosing a new home, bigger is not always better. Many people are now opt...

Furnishing an Apartment o...

Moving into a new apartment means excitement, stress, and spending. The average cost of fu...

Protecting Your Finances ...

August is a popular travel month for Americans, despite high inflation rates. Last August,...

Working Through the Finan...

It’s a sobering fact that many of us experience the unfortunate impact of natural disaster...

7 Life Events to Reevalua...

It’s never a bad idea to sit down and think about your finances. This is especially true w...

7 Summer Home Improvement...

Summer is a popular season to tackle home improvement projects and breathe new life into y...

Should I Take a Lump Sum ...

If retirement is on the horizon, and if you are a beneficiary of a workplace pension plan,...

7 Steps to Estate Plannin...

Estate planning means making a plan in advance about what will happen to your assets after...

Back to School for Low In...

The back-to-school season is stressful for all families, but for families living on a lowe...

Back to School and Inflat...

The back-to-school shopping season is just around the corner, but this year, things are lo...

Purchasing a Property wit...

This blog post was written by HUECU mortgage expert Michael Levine.

The “On-Ramp” to Student ...

In March 2020, the federal government hit pause on federal student loan repayments. The lo...

Student Loan Repayments: ...

Borrowers in America owe a combined $1.6 trillion in federal student loan debt, and it’s e...

Student Loan Repayment Re...

In March 2020, the government hit pause on federal student loan repayment, placing loans i...

What Influences your Mone...

In general, a habit is when we act on “automatic pilot” when we perform a routine behavior...

Happy Farmers Market Week...

Did you know that August 6th through August 12th is National Farmers Market Week? Farmers ...

Medicare 101: Part D

Medicare, the federal health insurance program that helps people over age 65 access health...

Medicare 101: Part C

Medicare was first signed into law in 1965, in an attempt to help older Americans access h...

Medicare 101: Part B

Nearly one in five Americans are covered by Medicare: the federal health insurance program...

Medicare 101: Understandi...

Medicare is the federal health insurance program that helps people aged 65 and older to ac...

Combatting Rising Cases o...

According to the Federal Bureau of Investigations, cases of elder fraud are on the rise. T...

Beware Home Rental Scams

The end of summer is a popular time for home rentals, as families head out on one last vac...

Declare Your Financial In...

This blog post was written by our partners at GreenPath Financial Wellness Independence ha...

Supplemental Income When ...

Social Security and Supplemental Security are two government programs designed to provide ...

Protect Yourself When Mak...

Shopping online is a quick, convenient way to get what you need. Plus, it’s fun to discove...

Discounts at Teaching Sch...

If you’re looking to save a little extra cash this summer, here’s one idea to try on for s...

Insuring Art & Other Coll...

When it comes to insuring the items in your home, rental insurance or the standard homeown...

How to keep your family h...

This blog was written by HUECU mortgage loan originator Helen Laskaris and will focus on w...

Summer Activities on a Bu...

The sun is shining and the temperatures are soaring! There’s no better time of the year fo...

Life Event Planning After...

The financial trajectory in our life is full of ups and downs. As the saying goes, “That’s...

What is a Money Order?

A money order is a payment method in which an individual or company sends money through an...

What Is P2P Lending?

Peer to peer (P2P) platforms enable financial transactions without the intervention of ban...

ATM Safety

Overall, ATMs offer a safe and convenient way to access your cash and conduct simple banki...

Stretch Your Summer Cash

Need to make your summer funds stretch a little further? Here are nine creative ideas to h...

Spending for Change: 5 Wa...

This blog post was written by Tara Spicer, a writer for our partners at GreenPath Financia...

Supporting Black Owned Bu...

This blog post was written by SAC member Jawahir Mohamed.

Mid-Year Financial Check-...

Time for a mid-year financial check-in! Are you on track with your budget, your debt payme...

Donations and Taxes

If you have the financial resources to do so, making donations to charity is a fantastic w...

Make the Most of Summer F...

If your summer budget feels tighter than last year, you’re not alone. The economists at Mo...

Moving Costs for Medical ...

Summer is here, which means many medical students are preparing to relocate for their resi...

When is the Right Time to...

American workers are eligible to receive their Social Security retirement benefits startin...

Financial Action Items fo...

Congratulations to the Class of ’23, it’s graduation season! For all you readers who will ...

Mind over Money: Prioriti...

As you read this, you might be juggling demanding projects at work. Or taking care of youn...

Veterans and Financial He...

When it comes to veterans and financial health, those who have served our nation face the ...

Best Deals for Veterans

This blog post was written by SAC member Carly Bolton

I Just Graduated, Now Wha...

Congratulations class of 2024, you did it! This is a freeing and often confusing moment in...

8 Summer Job Ideas

Getting a summer job is an excellent opportunity to practice new skills, try something dif...

Beware These Summer Scams

The best defense against a scam is staying informed! Learning what scammers are up to – an...

Budgeting for New Familie...

When you’ve got a new baby on the way, there are approximately one million things to think...

Extra-Early Holiday Plann...

The early bird gets the worm – but when it comes to holiday season planning, it’s the extr...

Budgeting for Mental Heal...

May is Mental Health Awareness Month, which means it’s the perfect time to consider how we...

Should You Start a Saving...

When it comes to teaching children money management basics, there’s an abundance of useful...

Insurance Terminology 101

Insurance helps protect you and your property from the great cost of real-world dangers, s...

Are Your Finances Stressi...

Research shows that overall health and wellbeing is directly correlated to financial healt...

Managing Debt During Infl...

Inflation means higher prices; higher interest rates; and often, higher levels of stress w...

Is Skip-A-Pay Right For Y...

Missing a loan payment is a big deal. If you miss a payment, it will be recorded on your c...

Five Myths About Solar En...

Millions of people around the globe celebrate Earth Day every year. But what can we actual...

5 Wise Ways to Spend Your...

Last year the average tax refund was $3,252, but it’s likely that many refunds will be low...

Affordable Paths to Home ...

On day 4 of HUECU's 2023 Home Buying Forum, participants heard from hosts Dominique Verdie...

The Home Buying Process: ...

HUECU hosted its Spring Home Buying Forum this year featuring multiple guest speakers who ...

Home Buying Tips from an ...

HUECU's annual THRIVE Home Buying Forum, which took place during the first week of March, ...

Market Trends with Real E...

HUECU's annual THRIVE Home Buying Forum, which took place during the first week of March, ...

So You're a Homeowner and...

This blog post was written by HUECU mortgage expert, Ryan Duckless

Celebrating Financial Lit...

Did you know that April has been officially designated as Financial Literacy Month? It’s t...

Top 5 Must-Listen Financi...

We all know that acquiring financial knowledge can be tricky at times. However, there are ...

Pros and Cons of Student ...

It’s hardly news to anyone that education comes with an expensive price tag. Case in point...

Women and Finance: Bustin...

This blog post is written by our partners at GreenPath Financial Wellness. Abigail Adams d...

Surviving a Layoff: Manag...

This blog post was written by our partners at GreenPath Financial Wellness It’s become a d...

Consejos de capacitación ...

Esta blog fue escrito por una experta de hipotecas de HUECU, Daisy Familia.

Home Buying Season: Tips ...

This blog post is written by HUECU mortgage expert, Daisy Familia

Sports Betting: Everythin...

In 2022, Massachusetts joined a number of other US states to legalize sport betting starti...

All About FSAs

This blog post was written by SAC student, Meadow Hall.

A Local Harvard Student’s...

This blog post was written by SAC student Jawahir Mohamed

Advice for Couples with D...

While money talk may not be the most romantic thing, being on the same financial page with...

Saving for Major Mileston...

What do homes, education, and retirement all have in common? They are major life milestone...

Money Mentors: 5 Black In...

Mabel Z. Mollison was the first Black woman to work as a bank cashier. Maggie Lena Walker ...

Managing Debt During a Di...

If you are facing a divorce, there are likely many concerns running through your mind. Asi...

Financial Impacts of Bein...

Did you know that National Caregivers Day takes place every year on the third Friday in Fe...

Installment Payment Plans

Installment payment plans, offering a “buy now, pay later” model, have become popular in r...

A Guide to Alternative In...

Investing is an important aspect of your overall financial health! Investing usually means...

Car Subscription Services

From meal kits to streaming to restaurant loyalty programs, subscription services are on t...

Green Bonds

Interested in doing something good for your own financial future as well as the future of ...

Why Join a Credit Union

Looking for a change? It's never a bad time to reassess your finances and where you bank. ...

HUECU’s 12th Annual Winte...

On January 19th, 2023, HUECU had its 12th annual Wintersession on the topic of financial i...

No Spend Valentine's Day

If your budget got a bit out of hand over the winter holidays, you’re not alone. Many peop...

Emergency-Proofing Your F...

Emergencies are tough to predict and even tougher to prevent—but what you can do is prepar...

Back to Basics: Common Ta...

Filing your taxes can understandably be a tedious and perplexing process for most. Often, ...

How Can I Adjust My Spend...

Many households continue to feel the effects of inflation. Everyday products are more expe...

How to Lower Your Credit ...

This blog post was written by SAC member, Meadow Hall

7 Financial Habits to Bre...

This year, resolve to get smart about finances! If you need somewhere to start, here are s...

Student Loans: When Does ...

Since March 2020, student loan payments have been on pause in order to give borrowers a li...

Wage Garnishment 101: Wha...

Our partners at GreenPath Financial Wellness are available to help HUECU members at every ...

What to Know About Store ...

The lure of applying for a credit card at the cash register to snag a discount can seem li...

Best Way to Redeem Credit...

There are tons of benefits to shopping with a credit card. You don’t need to carry cash, y...

Car Leasing Costs You Mig...

Whether it's your first time leasing a car or your fifth, there are some unexpected costs ...

Having Tough Financial Co...

Money. We use it every day. We think about it every day. So why is it so tricky to talk ab...

Protecting Yourself From ...

The holiday season is a time when people are more vulnerable to identity theft scams. Not ...

A Guide to Private Mortga...

If you’re thinking about buying a home, or if you’ve already kick-started the home-buying ...

Should I Pay Off Debt Wit...

Any financial advisor will tell you that it’s important to have an emergency savings fund—...

Insurance Services: Rente...

Home insurance is essential for people who own a house. But what happens if you’re a rente...

Insurance Services: Death...

Most people have heard about life insurance. But how much do you know about death insuranc...

Insurance Services: Home ...

Home and auto insurance are essential when it comes to protecting your most important asse...

Life Insurance: The Basic...

Life insurance can offer significant benefits to your family and your finances. Read on to...

Differences in Credit Sco...

One way to keep track of your financial well-being is to regularly check your credit score...

Should I Buy a Home When ...

Interested in buying a house? Many prospective homebuyers are feeling discouraged with the...

Elders and Housing: Where...

As we age, our daily needs change. This is especially true after retirement, and it’s the ...

Saving for Big Payments

Everyday budgeting is tricky enough, but what happens when you’re saving up for a really b...

Budgeting for Black Frida...

The countdown to Black Friday is on! Whether you’re committed to hitting the biggest sales...

Is Rent-to-Own Right for ...

In today’s economy, most people have to think creatively if they want to make a purchase, ...

Managing a Deceased Relat...

When mourning the loss of a loved one, the last thing you want to do is deal with debt col...

What the Inflation Reduct...

The Inflation Reduction Act (IRA) was recently signed into law by President Biden. Along w...

Planning for Upcoming Tra...

Your trip is booked and you’re ready to go! Before you take off on that much-needed vacati...

Subscribe Email

Popular Tags

Money Tips Budgeting Savings Debt Management Community Student Finances Home Buying Banking Tips Credit Cards Company News Retirement Taxes Scam Loans Cybersecurity Credit Unions Investing Credit Score Elder Care Insurance Student Loan Refinancing Benefits Home Equity Personal Finances Auto Loans Estate Planning America Saves Balance Transfer Video Car Buying Technology Upgrade Home Selling Solar Loans En Español Medical Residents Social Security Sustainability Business Banking Renting Credit Union Employment Stock Trading fundraising