Exploring Harvard FCU’s Online and Mobile Banking Features

Quick. Easy. Dependable. These are just a few words to describe the digital banking experience with Harvard FCU. If you’re unsure how to get started, or what online and mobile banking tools are available, or how to use what’s on offer to best support your financial wellness—read on!  

Getting Started 

If you’re not yet enrolled in Online Banking, now is the time to start! The process is easy. All you need is your Harvard FCU member number and the last four digits of your social security number. Head online to register and follow the instructions to set up your Online Banking account. Once you’re logged in, you can take advantage of convenient digital banking benefits, including bill pay, e-statements, mobile banking and lots more.  

Online Bill Payment 

Connect your online accounts to people or merchants to simplify your bills. You can even avoid the monthly hassle of paying bills, and the possibility of late fees, by setting up automatic bill payment through your Harvard FCU checking account. With Online Banking, you can schedule one-time or recurring payments to businesses or individuals, or register to receive bills electronically. To get started, log in to Online Banking and look for the “Bill Pay” option on the left menu.  

Mobile Banking 

Download the Harvard FCU Mobile Banking app via Google Play or the App Store to get access to all of your Credit Union accounts anytime, anywhere. With Harvard FCU on your phone, you can stay up-to-date with account balances, view transactions, transfer money, pay bills and lots more. One feature many people love is mobile deposit, which lets you deposit a check without leaving the house. It’s like having a virtual Harvard FCU branch, in the palm of your hand.  

Digital Payments 

Harvard FCU strives to make spending more secure and convenient, which is why online and mobile users can take advantage of many free digital payment tools. All Harvard FCU credit and debit cards are compatible with Apple Pay, Google Pay, and Samsung Pay, so you can pay at shops, restaurants and more with a single tap of your phone. Harvard FCU members can also enroll in Zelle, to send and receive money in minutes without making a trip to the ATM.  

Credit Score Tracking 

Members of the Credit Union can now access their real-time credit score and credit report whenever they like, for free, thanks to a new partnership between Harvard FCU and Savvy Money. Simply log into online banking or your mobile banking app, then navigate to the Savvy Money interface. Savvy Money also provides an easy-to-understand breakdown of what your credit score means, plus personalized financial tips and tracking on financial goals.  

Estate Planning  

Thanks to a partnership with Gentreo, Harvard FCU members can protect what they love with an affordable and award-winning estate planning solution. Gentreo provides easy-to-use life and estate planning tools and documents all in one secure digital platform. With Gentreo, wills, power-of-attorney and other important documents are all stored in one centralized and secure place; where they can be reviewed and updated as needed. Partner lawyers and professional service representatives are also available to help members through the process of estate planning.  

Staying Safe Online 

Banking online with Harvard FCU is convenient and secure. If you’re concerned about the possibility of online fraud, avoid responding directly to any emails, text messages or phone calls you receive regarding money or finances, or anyone asking you to supply personal information. Instead, if you receive a piece of suspicious communication, call Harvard FCU via our official phone number (617-495-4460) to discuss the situation with a Credit Union representative.