Valentine's Day on a Budget

Valentine’s Day this year is a time for some well-deserved relaxation, indulging (hello chocolate!), and celebration, and whether you’re celebrating alone, with a partner, or family, you shouldn’t have to worry about money getting in the way of your stress-free day. We’ve put together some fun ideas and easy ways to save while you celebrate this Sunday!

Check Your Budget

The first step to any budget-friendly celebration is actually setting a budget. Putting pen to paper and studying your finances might not seem like a glamorous way to kick off your Valentine’s Day, but you’ll feel more confident in your spending if you make a plan. And, don’t worry! HUECU has all the resources to help you set and stick to your goals. Check out our 9 easy steps to getting started with a budget, and when you’re ready to make a plan of your own, read 4 Ways to Take Control of Your Budget. Newly married? We’ve got you covered with a financial checklist to make sure you’re finances are in shape so you can focus on date night.

Romantic Dinner Deals

Supporting local restaurants is a great way to spread the love, especially in light of recent hardships for the industry. Lots of places are offering sweet Valentine’s day deals on meals and takeout, so even if you plan on eating in, you can have a delectable, ready-made meal at an equally delectable price.

If you’re local to Boston, February marks the Boston Black Restaurant Challenge in honor of Black History Month, challenging residents to order takeout or delivery from one Black-owned restaurant per week. Make sure you’re following @repchynahhtyler and @bostonblackrestaurantchallenge on Instagram for more information and some fantastic restaurant suggestions like Suya Joint in Roxbury and Savvor Restaurant and Lounge in downtown Boston.

You can also check out these decadent meal kit selections from Alden & Harlow in Harvard Square. There’s even a cocktail kit option! Make sure to place your order by 2/12. If a meal kit’s not your style, browse through these other local spots offering Valentine’s Day takeout, so you can relax and enjoy a special night all from the comfort of your home.

Gifts for Less

Meaningful gifts don’t have to break the bank, and whether you’re shopping for that special someone or treating yourself, there are steps you can take to make sure you stay on budget. Whether you decide to go handmade or get creative with a gift challenge between you and your significant other, gifts are all about the thought put into it — not the money! Take a look back at our Gift Giving on a Budget advice for some ideas to get you started!

For something unique, check out the Allston-Brighton Winter Market. This year’s event is virtual, meaning you can browse the work of local creatives offering one-of-a-kind artwork, goods, and services from wherever you are.

Budget-Friendly Events

Why not try something new this Valentine’s with fun local events. This year, virtual is the way to go, meaning you can find exciting activities to do without ever having to leave your couch. The Cambridge Center for Adult Education is a great resource to find fun virtual classes all year long. Currently, you can view their 2021 Winter Art Show, titled Escapism and Art online, or for a romantic evening, sign up for their Valentine’s Day Italian Dinner and learn to make a rich meal via zoom.

For more Valentine’s Day deals and events around Cambridge, check out Lovin’ the Square, showing off all the love the businesses and people of Harvard Square have to give!

Savings to Love

Most importantly, don’t forget to practice some self-love this Valentine’s Day by getting your finances in order. HUECU offers members free financial counseling through GreenPath Financial Wellness, regular personal finance workshops to help you get you manage your finances, and dedicated financial wellness resources to help you on your path toward financial freedom. Plus, don’t forget to look through our personal finance blog for regular tips and tricks to keep you motivated!

Happy Valentine’s Day from HUECU!