How Savvy Money Can Help You Improve Your Financial Health

Great news! Harvard FCU is now partnering with Savvy Money to offer members a quicker, easier way to monitor their financial health. What is Savvy Money and how can it improve your financial know-how and your credit? Read on to learn more. 

Introducing: Savvy Money With Harvard FCU 

Online banking with Harvard FCU offers a number of benefits to members—from simple bill management, to mobile deposits, to a secure digital wallet. Now, thanks to a new partnership with Savvy Money, Harvard FCU members get free access to their credit score and full credit report directly through the Credit Union’s online banking platform. 

With Savvy Money, members can check their real-time credit score, anytime they like, with just one click. What’s more, the Savvy Money interface provides a clear, easy-to-understand breakdown of what your credit score means and your payment history. With personalized financial tips, a credit simulator, goals tracking, Savvy Money is designed to help members take control of their finances and make the best financial decisions for the future. 

The Importance of Staying Informed 

Savvy Money through Harvard FCU puts information at your fingertips—but why does this information matter? You can use the free tools within Savvy Money to: 

• Track changes to your credit score, so you have a better understanding of how certain financial actions (such as paying bills on time, or adjusting your credit utilization ratio) affect your score. 

• Dispute inaccurate claims faster and combat potential identity theft or fraud, if you notice a sudden and unanticipated drop in your credit score. 

• See personalized financial tips with specific, actionable advice on loan consolidation, bill payment, smart budgeting and more.  

• Use the credit score simulator to see how various financial actions will affect your credit score, so you can make the best financial choices moving forward. 

• Improve your credit score over time, in order to find better loan rates and qualify for better financial products, such as credit cards with a higher tier of rewards.  

• Get score ratings for your payment history and credit usage, so you have more data with which to understand your financial health and watch it change for the better.  

Simple, Seamless, Automatic  

The new Savvy Money integrated means that all the tools and insight available with Savvy Money are available immediately (and at no cost!) to all Harvard FCU members. How to take advantage of this free, powerful tool? Simply log into online banking! From there, you can navigate straight to the Savvy Money interface to check your credit score and see how you can save money.  

If you’re not yet enrolled in online banking, now is the time to get started! Online banking offers a quick, easy, dependable way to bank with Harvard FCU. Online banking is quick to set up and offers numerous benefits to members, including bill pay, e-statements, mobile banking, and of course, access to additional digital tools like Savvy Money to help improve your financial health.